A complete payment and banking system licensed by the Czech National Bank – payment accounts, virtual debit cards with cashback, payment processing and mobile apps.
Build a fully-fledged payment service that stands alongside banks: customers open an account, verify their identity, receive a payment card and can pay online and in stores right away. All while meeting the Czech National Bank's strict regulatory requirements for security, deposit protection and transaction records.
The system covers the entire lifecycle of both customers and money: registration and identity verification (KYC), personal and business payment accounts, issuing and managing virtual debit cards, incoming and outgoing payments, full transaction records, and calculating and crediting cashback to the virtual wallet. It includes an operator back office for managing customers, cards, limits and partner discount offers, multi-layered security and an API for the mobile apps. The backend runs on PHP and Laravel.
A live payment service operating under a Czech National Bank licence, available on the web and in Android and iOS apps. Customers get an account and card with no maintenance fees, earn cashback on payments, and their deposits are protected by law.
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